Masculine noun. Also called historial crediticio and reporte de crédito. Report that details the most relevant information about the financial profile of a natural or legal person. Therefore, it provides information of interest on aspects related to the solvency of the person who is going to request a loan or to enter into a contract. E.g.: Cómo conseguir una hipoteca o préstamo personal aún teniendo mal historial crediticio: How to get a mortgage or personal loan even with bad credit history. dc
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